"We are the Invisible Army of Defaulters. We are your neighbors. We are your family, your friends. We are millions. We are everywhere. We are going to bring the system to its knees. We can, because we wield the one power that all the armies of the world can never defeat: The power of refusal. This power has destroyed the mightiest empires. The same fate awaits the current system of mafia capitalism in America, an economic system driven by Wall Street CEOs who produce nothing, contribute nothing, who have bought our government and reduced it to a criminal enterprise whose main purpose is to support loan-sharking, gambling, extortion, fraud, and the slow reduction of American citizens into debt peons. Every dollar we take from a subprime mortgage speculator, every dollar we save from a collection agency, is a tiny piece of our own lives and freedom that we can give back to our communities. To be able to take care of our children, our friends, our families is a value that no accountant can ever measure, that no government, loan administrator, or hedge fund manager can ever have the right to take away from us. We are an army of lovers who cannot be defeated. We are laying the groundwork for another world.

Strike debt.
Resist. Insist. Stand together. Build. Never give up."

Are you well-educated about money? Do you know how it is created, or how it is destroyed? Do you understand the implications of exponential growth, and compound interest? Do you know the history of the particular monetary system that dominates our world today? If your answers to these questions are mostly “No”, don’t judge yourself harshly. You are not alone. Yet the longer you stay ignorant about this system, the longer this system will exploit and enslave you. In your most quiet, poignant moments, you know something is wrong with our modern world. Even as you struggle mightily to make ends meet, let alone to achieve the dream you used to think was possible, you feel in your heart that the American Dream is now the Impossible Dream.

"Until you change how money works, you change nothing." Michael C. Ruppert

It is important to understand that it is the system has failed, not the individuals in it. For centuries, nations have used debt as a way to siphon resources from other countries. Financial “wizards” use the same tool to transfer your wealth to their own accounts. The tool is called “interest”; and it is justified in a blatant lie, told to the people who don’t know any better, that says that the lender is entitled to recompense because they forego using the money themselves when they lend it to you. As we will see, this is patently untrue, and contrary to the actual way money flows in this paradigm. To be blunt, we’ve been hoodwinked, kidnapped by those with money, and made to work on their behalf. And all the while, we think we are getting “ahead” and drawing closer to the great vision of a happy, secure retirement; a vision that is about to go up in smoke. Do yourself a favor, and spend a few minutes becoming enlightened about this dysfunctional system. Your path forward will have more clarity and chance of success if you do.

And since when money is created, the amount needed to repay the principal with interest is not also created, this paradigm requires growth to continue. And we cannot have infinite growth on a finite planet. What is unsustainable will eventually fail. These are facts, not opinions. The only opinion is how close we are to ultimate failure. Failure means that all debts are forgiven: there is no meaningful way they can be repaid because the money has failed. Debt Jubilee is merely a recognition of the fact that all debt is ultimately doomed, and an allowance that we get beyond the collapse of money and move on to the next system of transferring value. It is difficult to think about this concept, because we of the developed world think that the right to own property, and the need to pay interest, are fundamental laws of Nature. They are not.

There is one aspect concerning the words we use that we should touch on before we get into the meat of the matter at hand. And that regards scale: the difference between the words million, billion, and trillion. Begin counting seconds, and after 11.8 days you have counted one million. Do that 1,000 times and you have counted one billion seconds, more than 31 years later. Do that 1,000 times, and you have counted one trillion seconds, more than 31,000 years later, or more than 5 times recorded history. It is important that we understand the magnitude contained in the words we bandy about so easily.

lding relationships that will one day come back to serve us in our own time of need? Wouldn’t this way of doing business, following a debt jubilee, make your heart sing?